Pre-Underwriting & Underwriting

High quality portfolio is the key to any insurance business. Underwriting is the first and most important process, through which the quality of any portfolio is determined.

Our Underwriting processes cover both life and health insurance. Capable of either full or pre underwriting, this process benefits carriers by delegating some or all of the related tasks, including:

Medical examinations & samples.
Updated tests according to international practices.
Background check.
Statistics management.
Risk assessment.
Sign-off.

Benefits are not limited to the administration and underwriting tasks themselves. They also include the development of medical examiners networks in countries where new business is submitted from, lab networks, and any strategic partnerships through which an efficient combination of control and accessibility can be achieved.

Any strategic partnership is to be approved by the carrier to which new business is submitted. This enables carriers to focus on global procedures and sign-off pre underwritten business, smoothening sales processes, through risk controlled procedures.